|
|
| |
| |
|
 |
| termin
| | kitsas rahaagregaat | | narrow monetary aggregate |
| märkused | | | | |
| lühend | | M1 | | M1 |
| kasutuskontekst | | | | Although the annual rate of growth of the narrow monetary aggregate M1 declined to 10.9% in April, from 11.4% in the previous month, it nonetheless remained relatively high (see Table 1). |
| konteksti allikas | | | | ECB MB 06/04 |
| definitsioon | | M1: kitsas rahaagregaat. Koosneb käibel olevast sularahast ning üleööhoiustest rahaloomeasutustes ja keskvalitsuses (nt postkontoris või riigikassas). | | M1: narrow monetary aggregate. Comprises currency in circulation plus overnight deposits held with MFIs and central government (e.g. at the post office or treasury). |
| Definitsiooni allikas | | EKP KB 06/04 | | ECB MB 06/04 |
| sünonüümid | | | | |
|
| termin
| | rahvamajanduse arvepidamine | | national accounts |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | According to the first estimate of national accounts, real GDP rose by 0.3% on a quarterly basis in the second quarter of 2005, which is equivalent to an annualised growth rate of 1.1%.External trade statistics are not comparable with the exports and imports recorded in the national accounts, as the latter include both intra-euro area and extra-euro area transactions, and also combine goods and services. |
| konteksti allikas | | | | ECB MB 09/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | liikmesriigi keskpank | | national central bank |
| märkused | | | | |
| lühend | | | | NCB |
| kasutuskontekst | | | | The Treaty establishing the European Community (EC Treaty) and the Statute of the European System of Central Banks and of the European Central Bank, which is annexed as a protocol to the EC Treaty, confer several tasks on the European System of Central Banks (ESCB). These tasks have to be carried out by the European Union (EU). |
| konteksti allikas | | | | ECB MB 06/04 |
| definitsioon | | | | National central bank (NCB): Refers in this document to a central bank of an EU Member State which has adopted the single currency in accordance with the Treaty. |
| Definitsiooni allikas | | | | ECB Glossary (http://www.ecb.int/home/glossary/html/index.en.html) |
| sünonüümid | | | | |
|
| termin
| | valitsussektori võla suhtarv | | national debt ratio |
| märkused | | Näitab valitsussektori võla suhet SKPsse | | |
| lühend | | | | |
| kasutuskontekst | | | | The government debt ratio for the euro area as a whole is forecast to increase both in 2005 and 2006. National debt ratios will be above 60% of GDP in seven countries over the forecasting horizon, with several reporting a continuing upward trend. Only Belgium's debt ratio is expected to follow a clear downward path. |
| konteksti allikas | | | | ECB MB 06/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | riigi vääring | | national denomination |
| märkused | | ELi kontekstis viitab tavaliselt liikmesriigi vääringule. | | |
| lühend | | | | |
| kasutuskontekst | | | | |
| konteksti allikas | | | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | rahvuslik finantskonto | | national financial account |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Although all euro area countries contribute to the MFI balance sheet and securities issues statistics, Ireland and Luxembourg do not yet provide quarterly national financial accounts data. |
| konteksti allikas | | | | ECB MB 03/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | riiklik finantskonto | | |
|
| termin
| | riiklik statistikaasutus | | national statistical institute |
| märkused | | | | |
| lühend | | | | NSI |
| kasutuskontekst | | | | The European Commission (Eurostat), assisted by national statistical institutes (NSIs) and NCBs, where applicable, is responsible for the provision of these statistics. |
| konteksti allikas | | | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | loomulik reaalintressimäär | | natural real interest rate |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | "The second article discusses issues relating to the ""natural real interest rate"" as an indicator for assessing the stance of monetary policy and presents some estimations of the natural real interest rates in the euro area." |
| konteksti allikas | | | | ECB MB 05/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | rahvusliku keskpanga pangapäev | | NCB business day |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Structural operations through standard tenders are not executed according to any pre-specified calendar. However, they are normally conducted and settled only on days which are NCB business days in all Member States. |
| konteksti allikas | | | | Gen Doc 02/05 |
| definitsioon | | | | NCB business day: any day on which the national central bank of a specific Member State is open for the purpose of conducting Eurosystem monetary policy operations. In some Member States, branches of the national central bank may be closed on NCB business days owing to local or regional bank holidays. In such cases, the relevant national central bank is responsible for informing the counterparties in advance of the arrangements to be made for transactions involving those branches. |
| Definitsiooni allikas | | | | Gen Doc 02/05 |
| sünonüümid | | | | |
|
| termin
| | kaubeldav väärtpaber | | negotiable security |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | In addition, issuance by non-monetary financial corporations also reflects the securitisation process in the euro area, namely the process of issuing new negotiable securities backed by existing assets such as mortgages, credit card debt, or other assets (including accounts receivable). |
| konteksti allikas | | | | ECB MB 06/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | kaubeldav väärtpaber | | negotiable security |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | In addition, issuance by non-monetary financial corporations also reflects the securitisation process in the euro area, namely the process of issuing new negotiable securities backed by existing assets such as mortgages, credit card debt, or other assets (including accounts receivable). |
| konteksti allikas | | | | ECB MB 06/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | kollektiivlepinguga määratud palgad | | negotiated wages |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | The ECB calculates the indicator of negotiated wages (memo item in Table 3 of Section 5.1) on the basis of non-harmonised national definition data. |
| konteksti allikas | | | | ECB MB 06/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | läbirääkimisjõud | | negotiating power |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | Palgadünaamikale avaldab eeldatavasti mõju ka tulumaksureform, mis suurendab käesoleval aastal tööandjate läbirääkimisjõudu palgakokkulepete tegemisel. | | |
| konteksti allikas | | RPÜ 03/05 | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | jaotamata puhaskasum | | net accumulated profit |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Current income (net accumulated profit), profit of the previous year (before distribution). |
| konteksti allikas | | | | DEC ECB/2002/12 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | jaotamata puhaskasum | | net accumulated profit |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Current income (net accumulated profit), profit of the previous year (before distribution). |
| konteksti allikas | | | | DEC ECB/2002/12 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netosoetamine | | net acquisition |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Underlying this were lower contributions from loans granted by ICPFs and deposits made by ICPFs to the annual growth rate of their overall financial investments, which were partly counteracted by higher contribution from net acquisitions by ICPFs of quoted shares. |
| konteksti allikas | | | | ECB MB 06/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | netosoetus | | |
|
| termin
| | netovara | | net assets |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | The residual items (other assets minus other liabilities) showed a decrease in net assets of EUR 11.8 billion. |
| konteksti allikas | | | | ECB WFS 29/01/99 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | puhasväärtus | | net asset value |
| märkused | | | | |
| lühend | | | | NAV |
| kasutuskontekst | | | | Action taken by a collective investment undertaking to ensure that the stock exchange value of its units does not significantly vary from their net asset value shall be regarded as equivalent to such repurchase or redemption. |
| konteksti allikas | | | | DIR 88/361/EEC |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | puhasväärtus | | net asset value |
| märkused | | | | |
| lühend | | | | NAV |
| kasutuskontekst | | | | Action taken by a collective investment undertaking to ensure that the stock exchange value of its units does not significantly vary from their net asset value shall be regarded as equivalent to such repurchase or redemption. |
| konteksti allikas | | | | DIR 88/361/EEC |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | autonoomne netotegur | | net autonomous factor |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | During 2004 net autonomous factors continued to grow strongly, averaging Þ174.2 billion as compared with Þ109.3 billion in 2003. |
| konteksti allikas | | | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netonõudlus | | net demand |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | The annual growth rate of consumer credit was 6.8% in July, following rates of 6.4% and 6.8% in the first and second quarters respectively. These developments are in line with the results of the July 2005 Bank Lending Survey, where banks reported a slightly higher net demand for consumer credit, motivated by spending on durable consumer goods and supported by a slight improvement in consumer confidence. |
| konteksti allikas | | | | ECB MB 09/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netoeksport | | net exports |
| märkused | | Selle terminiga tuleb tähelepanelik olla ja jälgida konteksti, kuna inglise keeles võib terminite 'net trade' ja 'net exports' erinevus seisneda selles, et esimene välistab teenuste eksporti. | | |
| lühend | | | | |
| kasutuskontekst | | | | The contribution of net exports to growth was negative, reflecting a moderate rise in exports, which was more than offset by a strong rise in imports. |
| konteksti allikas | | | | ECB MB 09/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | net trade |
|
| termin
| | netovälisvara | | net external assets |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | MFI net external assets: the external assets of the euro area MFI sector (such as gold, foreign currency banknotes and coins, securities issued by non-euro area residents and loans granted to non-euro area residents) minus the external liabilities of the euro area MFI sector (such as non-euro area residents' deposits and repurchase agreements, as well as their holdings of money market fund shares/units and debt securities issued by MFIs with a maturity of up to and including two years). |
| konteksti allikas | | | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | net foreign assets |
|
| termin
| | puhastulu | | net income |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | The increase in net income compared with 1999 is primarily due to higher net interest income from foreign reserves and remuneration due to the ECB on balances resulting from TARGET transactions. |
| konteksti allikas | | | | ECB AR 2000 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | puhastulu | | net income |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | The increase in net income compared with 1999 is primarily due to higher net interest income from foreign reserves and remuneration due to the ECB on balances resulting from TARGET transactions. |
| konteksti allikas | | | | ECB AR 2000 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netokohustuste võtmine | | net incurrence of liabilities |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | |
| konteksti allikas | | | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netokohustuste võtmine | | net incurrence of liabilities |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | |
| konteksti allikas | | | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netosissevoog | | net inflow |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | In the second quarter of 2005, and in contrast to the previous two quarters, the euro area recorded large net inflows of Þ106 billion in combined direct and portfolio investment. This resulted from a sharp increase in net inflows in portfolio investment, equally accounted for by rises in (net) investment in both equity securities and debt instruments (of Þ57 billion) in essence bonds and notes by comparison with the previous quarter. |
| konteksti allikas | | | | ECB MB 09/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | puhas intressikulu | | net interest expense |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | This item includes interest income, net of interest expense, in respect of the assets and liabilities denominated in foreign currency, as follows: [table] |
| konteksti allikas | | | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | net of interest expense |
|
| termin
| | puhas intressikulu | | net interest expense |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | Tööstusettevõtete hinnangute paranemine on seostatav eelkõige välisnõudluse taastumise mõjudega (vt joonis 1.11). Euroopa Liiduga ühinemise järgsetel kuudel on toimunud tööstusettevõtete optimistlike hinnangute mõningane korrektsioon. | | This item includes interest income, net of interest expense, in respect of the assets and liabilities denominated in foreign currency, as follows: [table] |
| konteksti allikas | | FSÜ 11/04 | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | net of interest expense |
|
| termin
| | puhas intressitulu | | net interest income |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | In 2004, net interest income continued to be affected by low levels of domestic and foreign interest rates. |
| konteksti allikas | | | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | net of interest income |
|
| termin
| | puhas intressitulu | | net interest income |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | "Kuigi teenuste ülejääk suurenes 2004. a I poolaastal eelmise aasta sama perioodiga võrreldes veelgi, ei suutnud see kompenseerida kaubavahetuse puudujäägi suurenemist ja kaupade ja teenuste defitsiit ehk määr, mille võrra sisenõudlus ületas sisemajanduse kogutoodangut, suurenes II poolaasta lõpus 8,4%ni SKTst. Jooksevkonto puudujäägi suurenemist soodustas lisaks väliskaubandusele ka tulude konto puudujäägi kasv: II kvartalis moodustas tulude netoväljavool 8,3% SKTst. Kokkuvõttes välistasakaal halvenes. II kvartalis ulatus jooksevkonto puudujääk rohkem kui 20%ni SKTst (nelja kvartali keskmisena 14,9%ni SKTst | | In 2004, net interest income continued to be affected by low levels of domestic and foreign interest rates. |
| konteksti allikas | | vt joonis 1.8)." | | ECB AR 2004 |
| definitsioon | | FSÜ 11/04 | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | net of interest income |
|
| termin
| | netointressimakse | | net interest payment |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Net interest payments of non-financial corporations on their MFI loans and deposits (measured as a percentage of GDP) continued to decline in the third quarter of 2005 and thus remained at a low level. In addition to the information on net interest payments to MFIs, the annual financial accounts, available up to 2004, also include net interest payments by non-financial corporations to non-MFIs. |
| konteksti allikas | | | | ECB MB 12/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | rahvusvaheliste kohustuste netopositsioon | | net international liability position |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | In recent years, however, Estonia has run large deficits on its combined current and capital account, which reached 12.7% of GDP in 2003 and have translated into a sizeable increase in the country's net international liability position. |
| konteksti allikas | | | | Convergence Report 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | rahvusvaheliste kohustuste netopositsioon | | net international liability position |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | Veoteenuste eksport Euroopa Liidu riikidesse suurenes aastaga 12% (vt tabel 16). Suurim veoteenuste ostja oli endiselt Soome. Jätkuv SRÜ riikide veoteenuste impordinõudlus ja Venemaa toormevarade tootmismahtude kasv tõid kaasa SRÜ riikide poolt ostetud veoteenuste mahu 29%se kasvu. Ülejäänud riikidest olid põhilisteks kaubandus partneriteks madala maksumääraga piirkonnad. Suurima osa veoteenustest hõlmas jätkuvalt kaubavedu, mille eksport kasvas aastaga veerandi võrra, suurendades SRÜ riikide osatähtsust 58%ni. Jätkuv Eesti sadamate kaudu toimuv naftatransiit teenis tulu nii raudtee- kui ka meretranspordisektoris vaatamata Venemaa sadamate jõulisele arengule (vt joonis 6). | | In recent years, however, Estonia has run large deficits on its combined current and capital account, which reached 12.7% of GDP in 2003 and have translated into a sizeable increase in the country's net international liability position. |
| konteksti allikas | | MB 2004 | | Convergence Report 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netoinvesteeringutulu | | net investment income |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Life insurers in most countries witnessed growth in premium income that was underpinned by an increased demand for products whose performance is linked to the stock market. Together with growing net investment income, this contributed to an improvement in their solvency position. |
| konteksti allikas | | | | ECB AR 2004 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netoinvesteerimispositsioon | | net investment position |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | Väliskohustuste ülekaalu ja nõuetest kiirema kasvu tõttu oli Eesti netoinvesteerimis posit sioon 2004. aasta lõpus 126 miljardi krooni ulatuses negatiivne, moodustades 91% oodatavast sisemajanduse koguproduktist (SKP). 75% netoinvesteerimis positsioonist oli pikaajaline kapital. Viimase osakaal on aastaga langenud 13 protsendipunkti võrra. | | |
| konteksti allikas | | MB 2004 | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netoemissioon | | net issues |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Section 4.1 shows securities issued, redemptions, net issues and outstanding amounts for all maturities, with an additional breakdown of long-term maturities. Net issues differ from the changes in outstanding amounts owing to valuation changes, reclassifications and other adjustments. |
| konteksti allikas | | | | ECB MB 06/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | uute töökohtade netojuurdekasv | | net job creation |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | Available employment data point to unchanged net job creation in the first quarter of 2005 compared with the second half of 2004. The latest unemployment and survey data confirm indications of broadly unchanged labour market conditions in the second quarter of 2005. |
| konteksti allikas | | | | ECB MB 06/05 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netokohustus | | net liability |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | At the end of 2003, the international investment position of the euro area vis-à-vis the rest of the world recorded net liabilities of Þ760 billion, representing 10.5% of GDP. |
| konteksti allikas | | | | ECB MB 12/04 |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netolikviidsusnõue | | net liquidity requirement |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | Edendamaks pankades tõhusat likviidsuse juhtimist, on Baseli Pangajärelevalve Komitee töötanud välja neliteist soovituslikku põhimõtet (BIS, 2000): /.../ 5. Pangal peab olema netolikviidsusnõude jooksva täitmise mõõtmise ja seire süsteem. | | |
| konteksti allikas | | FSÜ 05/04 | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
|
| termin
| | netokahjum | | net loss |
| märkused | | | | |
| lühend | | | | |
| kasutuskontekst | | | | The ECB's Annual Accounts for the year ending 31 December 2004, as set out on pages 180 to 197, show a net loss of Þ1,636 million, following a net loss of Þ477 million in 2003. As was the case last year, the loss was mainly due to the continued strengthening of the external value of the euro, which resulted in write-downs in the euro value of the ECB's holdings of US dollar-denominated assets. |
| konteksti allikas | | | | ECB AR 2004 |
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| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
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| termin
| | netopositsioon | | net position |
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| lühend | | | | |
| kasutuskontekst | | Nõuete ja kohustuste tähtajalised netopositsioonid jätkavad pikenemist üle 5aastase tähtajaga varade poolel (vt joonis 3.13). See tuleneb pikaajaliste laenude jõulisest kasvust, eelkõige eluasemelaenude näol. Kohustuste poolel tingib kuni 3kuuliste tähtajaliste nõuete ja kohustuste negatiivse netopositsiooni süvenemise lühiajaliste võlakohustuste osakaalu suurendamine ressurssidest nõudmiseni hoiuste arvelt. Samas on nõudmiseni negatiivne netopositsioon jäänud stabiilseks, peegeldades likviidsete nõuete osakaalu langust varades. | | |
| konteksti allikas | | FSÜ 11/04 | | |
| definitsioon | | | | |
| Definitsiooni allikas | | | | |
| sünonüümid | | | | |
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| termin
| | netokindlustuspreemia | | net premium income |
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| lühend | | | | |
| kasutuskontekst | | | | The financial performance of insurance companies also improved further in 2004. In the non-life sector, the main factor was the strength of net premium income, driven by more risk-sensitive pricing and stricter underwriting conditions. |
| konteksti allikas | |
- Arutamiseks