13. Payment intermediation 13.1 Payments 13.1.1 Value and volume of payments 13.1.2 Payments by payment instruments 13.1.3 Payments by clients 13.1.3.1 Cashless payments by commercial undertakings 13.1.3.2 Cashless payments by individuals 13.2 Payment cards 13.2.1 Payment card transactions 13.2.2 Number of payment cards 13.2.3 Number of payment cards by types 13.2.4 Number of ATM and POS 13.3 Electronic payments settled through Eesti Pank Clearing Department (data until 01/31/02) 13.3.1 Payments settled through Settlement System of Ordinary Payments (ESTA) of Eesti Pank 13.3.2 Payments settled through Real-time Gross Settlement System (RTGS) of Eesti Pank 13.3.3 Payments settled through TARGET2-Eesti of Eesti Pank 13.4 Electronic payments settled through Eesti Pank Clearing Department by scale of payments (data from 01/94 up to 12/99) 13.4 Estonian kroon electronic payments settled through Eesti Pank Clearing Department by scale of payments (data from 01/2000)